Accounts and products that fit your life.
Checking, savings, CDs and IRAs, cards, and digital banking, all with the local, personal service you have known since 1919.
Everyday banking
Pick what fits, and open in minutes
Checking
Three accounts, from free everyday checking to interest-bearing Total Checking.
Savings
Prime Access, money market, regular, and health savings, all with tiered rates.
CDs & IRAs
Fixed-term CDs from 91 days to 5 years, plus Traditional and Roth IRAs.
Card Center
Debit and ATM cards, travel and gift cards, and card controls in the app.
E-Statements
Free, secure electronic statements, available any time in online banking.
Credit Builder
Build credit with a one-year loan paired with a savings account.
More personal services
Here to help beyond the account
Convenient Services
Help with online banking, mobile banking, e-statements, and bill payment.
Rates & Fees
Competitive rates and clear fees. Contact us for current deposit and loan rates.
Consumer Education
Guides and tools to help you bank with confidence.
Refer a Friend
Refer a friend to Northwoods Bank and you both benefit.
Open your account today
Get started online, or meet with a personal banker who will make it happen for you.